{"source":"reg-consumer-finance","note":"Free 5-item preview. The full feed is $0.05/call at GET /v1/reg-consumer-finance/changes.","question":"Which final or proposed federal rules affecting consumer lending & payments were published since T, and which carry compliance obligations?","sample":[{"source":"reg-consumer-finance","entityId":"fedreg:2026-12149","type":"final_rule","title":"Equal Credit Opportunity (Regulation B); Special Purpose Credit Programs; Rescission","summary":"The Consumer Financial Protection Bureau (Bureau) is rescinding an advisory opinion issued in December 2020 regarding Regulation B, which implements the Equal Credit Opportunity Act (ECOA), as it applies to certain aspects of special purpose credit programs designed and implemented by for-profit organizations to meet special social needs.","significance":6,"detectedAt":"2026-07-14T22:19:24.369Z","effectiveDate":null,"sourceUrl":"https://www.federalregister.gov/documents/2026/06/17/2026-12149/equal-credit-opportunity-regulation-b-special-purpose-credit-programs-rescission","detail":{"documentNumber":"2026-12149","documentType":"Rule","agencies":"Consumer Financial Protection Bureau","publicationDate":"2026-06-17","vertical":"reg-consumer-finance"}},{"source":"reg-consumer-finance","entityId":"fedreg:2026-13834","type":"proposed_rule","title":"Request for Information Regarding Promoting Access to Mortgage Credit","summary":"This notice requests information from the public about potential regulatory changes that may reduce regulatory burdens and promote access to mortgage credit, as appropriate and consistent with applicable law. The Consumer Financial Protection Bureau (Bureau or CFPB) seeks to reduce unwarranted regulatory burdens to ensure that creditworthy borrowers can access mortgage credit. Specifically, the CFPB is requesting information on industry and consumer burdens related to the integrated mortgage disclosures under the Truth in Lending Act (TILA) and Real Estate Settlement Procedures Act (RESPA) (T…","significance":4,"detectedAt":"2026-07-14T22:19:24.369Z","effectiveDate":null,"sourceUrl":"https://www.federalregister.gov/documents/2026/07/09/2026-13834/request-for-information-regarding-promoting-access-to-mortgage-credit","detail":{"documentNumber":"2026-13834","documentType":"Proposed Rule","agencies":"Consumer Financial Protection Bureau","publicationDate":"2026-07-09","vertical":"reg-consumer-finance"}}]}